Personal Information

This document, along with Privacy Policy and Terms of Use, describes our relationship with you. Please read them carefully to understand how you can use our services.

Please read the following important provisions carefully before using this Service to complete the authorization process to gujaratcapitalbazar.com Gujarat Capital Bazar Mobile App (“collectively Website”). By accessing or using this Service on visiting our Website, verifying your mobile number through a one-time password on each access and clicking on “Get Free Report” you agree and accept to be bound by these terms and conditions and disclaimers set out herein:

• Credit Information Report Service
• Terms of Registration and Authorization
• Information we Collect
• How we use your credit information
• Your Gujarat Capital Bazar Credit Information Account

Gujarat Capital Bazar Credit Score Service ("Service") is an online service that enables you to access your credit score and credit report as supplied by our credit bureaus partners ("Credit bureaus”/ “Credit Information Companies"). The Service consists of receipt of your credit report and credit score.

Terms of Registration and Authorization

You agree that by submitting your details on this Website and requesting the Service, you provide express and voluntary written consent to Gujarat Capital Bazar, authorizing and appointing Gujarat Capital Bazar as your lawful representative, for the purposes, including but not limited to instruct the Credit bureaus, its affiliates, to obtain, receive and compile your credit information i.e. free credit reports and credit scores, from the Credit bureaus on your behalf, viewing your credit report containing your personal and financial information and use it in the manner consistent with these Terms of Service.

• You agree that this Service is provided to help you better understand your credit information and provide you with personalized offers for products and services from Gujarat Capital Bazar, and/or its business/marketing partners.
• By providing your authorization, we will create your Gujarat Capital Bazar credit information account section under “My Account” on the Website
• Further, you hereby expressly grant consent to Gujarat Capital Bazar to direct, the Credit bureaus to deliver and/or transfer your credit report to Gujarat Capital Bazar on your behalf.
• You also agree that your authorization can be automatically assigned to a Credit bureau(s) and this Service shall be provided to you in the manner consistent with the terms and conditions of the arrangement between Gujarat Capital Bazar and its Credit bureau partners.

How we use your credit information

We process and use your credit information in the following ways: -

• To present you an overview of your credit profile including detailed information of all your credit accounts, where available;
• To provide assistance to you to understand your credit report and help you with other ancillary services like credit assessment services and rectification services. Such ancillary services shall be governed by their respective terms and conditions including these Terms of Service;
• To provide you with customized recommendations and personalized offers of the products and services of Gujarat Capital Bazar and/or its business partners/ affiliates via email, text, call or online display or other modes/channels at the sole discretion of Gujarat Capital Bazar;
• To aggregate anonymous data for the purpose of data analytics, reporting, historical or comparative information or insights about your credit data, through third parties, in accordance with applicable laws;

To present you with reward / loyalty programs of Gujarat Capital Bazar from time to time and when you avail these programs, then you shall be bound by their respective terms and conditions (which shall be notified from time to time) including these Terms of Service;